First Choice Community Credit Union
Multi-color border

Special Checking:  

A hand with a pen, writing on a check Like regular checking, our special checking account requires no minimum balance to open or maintain. However, as a dividend-bearing account, special checking does have a $2.00 per month maintenance fee.

In addition, as a special checking account holder you can apply for a VISA® check card* to extend your banking and point-of-sale transaction capabilities. With your VISA® check card you can make purchases at any merchant who accepts Visa and you can withdraw cash 24/7/365 at any First Choice, Easy Street ATM at no charge.**

Special checking statements are issued monthly. Sign up for E-statements and view your statements via Web Banking at your convenience.

To further complement your special checking account, we offer an array of value-adding services.

  • Free 24-hour ATM access at First Choice and participating credit union locations, which provides 24-hour access to your account information via telephone, allowing you to access your account from anywhere in the world via Internet
  • Tele-Trans Audio Response
  • Web Banking
  • If available from your employer, direct deposit of your pay into your account
  • Payroll deduction and automatic transfers for First Choice loan payments


*Subject to approval
**Cash withdrawals from non-participating ATMs may incur a service charge from that financial institution.