First Choice Community Credit Union
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Loan Rates  

Consumer Fixed Rate Loans as of  08/23/2018
  APR*
New Auto (2013-2018) 0 to 36 months 3.29%
New Auto (2013-2018) 37 to 48 months 3.49%
New Auto (2013-2018) 49 to 60 months 3.49%
New Auto (2013-2018) 61 to 66 months 3.49%
New Auto (2013-2018) 67 to 75 months 3.69%
New Auto (2013-2018) 76 to 84 months 6.09%
New Auto (2013-2018) 85 to 120 months 7.09%
   
Used Auto (2008-2012) 0 to 36 months 4.29%
Used Auto (2008-2012) 37 to 48 months 4.49%
Used Auto (2008-2012) 49 to 60 months 4.49%
Used Auto (2008-2012) 61 to 66 months 4.49%
Used Auto (2008-2012) 67 to 75 months 4.69%
Used Auto (2008-2012) 76 to 84 months 7.09%
Used Auto (2008-2012) 85 to 120 months 8.09%
   
New RV, Boat, Farm Equip (2013-2018) 0 to 36 months 3.29%
New RV, Boat, Farm Equip (2013-2018) 37 to 48 months 3.49%
New RV, Boat, Farm Equip (2013-2018) 49 to 60 months 3.49%
New RV, Boat, Farm Equip (2013-2018) 61 to 66 months 3.49%
New RV, Boat, Farm Equip (2013-2018) 67 to 75 months 3.69%
New RV, Boat, Farm Equip (2013-2018) 76 to 84 months 6.09%
New RV, Boat, Farm Equip (2013-2018) 85 to 120 months 7.09%
   
Used RV, Boat, Farm Equip (2008-2012) 0 to 36 months 4.29%
Used RV, Boat, Farm Equip (2008-2012) 37 to 48 months 4.49%
Used RV, Boat, Farm Equip (2008-2012) 49 to 60 months 4.49%
Used RV, Boat, Farm Equip (2008-2012) 61 to 66 months 4.49%
Used RV, Boat, Farm Equip (2008-2012) 67 to 75 months 4.69%
Used RV, Boat, Farm Equip (2008-2012) 76 to 84 months 7.09%
Used RV, Boat, Farm Equip (2008-2012) 85 to 120 months 8.09%
   
Older Collateral (2007 and older) 0 to 36 months 5.79%
Older Collateral (2007 and older) 37 to 48 months 5.89%
Older Collateral (2007 and older) 49 to 60 months 5.99%
Older Collateral (2007 and older) 61 to 66 months 5.99%
Older Collateral (2007 and older) 67 to 75 months 7.09%
Older Collateral (2007 and older) 76 to 84 months 9.19%
Older Collateral (2007 and older) 85 to 120 months 10.19%
Terms 67 months and over must be approved by Loan Manager or CEO.
   
First Mortgage (purchase and equity) - up to 15 years Click Here
First Mortgage (purchase and equity) - up to 20 years Click Here
Home Equity (2nd Mortgage) Click Here
Mobile Homes with real property - up to 15 years Click Here
Mobile Homes without property. Rates/availability established daily.
Contact Loan Manager
Unimproved Property Click Here
Home Equity Line of Credit Click Here
   
Unsecured Loan, Signature Loan/Line of Credit - Up to 60 months 11.50%

 

Consumer Variable Rate Loans as of 08/16/2011
  APR*
Share Secured Loan 2.5 percentage points above base share rate
Certificate Secured Loan 2.5 percentage points above base certificate rate

 

VISA Credit Card
  APR*
VISA Credit Card 9.90%

* Annual Percentage Rate.

Other rates and terms are available based on the amount of the loan and credit history. Credit subject to approval. Terms, conditions, and loan amounts are at the discretion of the credit union's loan officer. Longer terms may be available for luxury RVs. Contact loan services for complete details on all loans.

All rates are subject to change without notice. For our VISA credit card, notice will be given 45 days before the effective rate change.

For more information, email lending@firstchoiceccu.org

 

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