Savings Account
Not everyone has the same savings goals and we get that. First Choice offers many savings or member share accounts to help you reach your financial goals.
Share/Savings Accounts
Opening a membership savings account with a minimum $5.00 deposit makes you a member/owner of FCCCU.
Christmas Club
Avoid year-end holiday debt by setting aside money for your holiday purchases.
- Funds are available from October 31 – December 31
- Earns dividends
- No monthly fee
- Dividends compounded and paid quarterly
- Electronic banking
- Save automatically with direct deposit or payroll deduction
Special Savings – Your Choice
Whether you are saving for a dream vacation, new car, wedding or college – a Special Savings is an easy way to save and reach your goal.
- Allows saving for a specific goal
- Earns dividends
- No monthly fee
- Dividends compounded and paid quarterly
- Electronic banking
- Save automatically with direct deposit or payroll deduction
Super-Saver
A money-market account that allows you to earn higher dividends than our other savings accounts.
- Dividends compounded and paid monthly
- Minimum deposit $2,500
- Tiered interest
- Electronic Banking
- Two penalty-free withdrawals per month
Share Certificates
Certificate of deposit offer higher yields and available in a variety of terms from 6 months to three years.
IRAs
Planning ahead for retirement? Consider a FCCCU IRA. We offer both Traditional and Roth IRA plans, both which can provide tax benefits.
- Higher-yield interest accounts
- Flexible terms
- No monthly fees
- Tax benefits for both Traditional and Roth IRA accounts
- Money grows tax free while in the account
All Share Savings, Certificates and IRAs are insured by the National Credit Union Association (NCUA)